Only in February 2021 for all of employees without medical questionnaire.
Group life and accidental insurance as a benefit for Johnson & Johnson employees
SPECIAL DEAL
Group risk insurance for Johnson & Johnson employees
- Premium is fully sponsored by employer
- Employer as a policyholder makes a group contract, employees do not have to sign or fill in any documents/policies, without medical undewriting up to free cover limit
- Above standard cover compared with market
- The insurance is valid worldwide, 24 hours a day, 7 days a week
- Pure risk insurance without any savings
- Effective during validity of job contract
Insurance of death due to any causes
What is covered?
- death due to any illness
- death due to accident
Accidental death
The insured event is the death of the insured due to an accident
- Sudden impact of an external force or the insured’s own body force independently of the insured’s will
- The insurance benefit is paid to the beneficiary
- In case of death due to accident is the insurance benefit paid from rider death due to any causes and from rider accidental death = 3x gross yearly salary
Permanent consequences of accident with progression 250%
The insured event is a permanent bodily injury.
- In the event of a claim the insurance company will pay a single benefit in the amount of the relevant percentage ( 0,5% - 250% sum insured)
- The insurance benefit is paid to the insured
- Insurance company will pay a benefit in the amount of the relevant percentage, which correspond to the extent of the bodily injury as set out in the valuation table
Example:
- Loss of one tooth - 0,5% sum insured
- Total loss of vision in one eye 40% sum insured (55% with progression)
Terms and conditions
Leaflet
Set up of beneficiary form
Medical Questionnaire
Claim notification brochure
Form in case of the other claims – should be filled in by employee
Form in case of the other claims – should be filled in by doctor
Form in case of death – should be filled in by beneficiray
Form in case of death – should be filled in by doctor