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Group life and accidental insurance as a benefit for Johnson & Johnson employees

SPECIAL DEAL

Only in February 2021 for all of employees without medical questionnaire.

Group risk insurance for Johnson & Johnson employees
  • Premium is fully sponsored by employer
  • Employer as a policyholder makes a group contract, employees do not have to sign or fill in any documents/policies, without medical undewriting up to free cover limit
  • Above standard cover compared with market
  • The insurance is valid worldwide, 24 hours a day, 7 days a week
  • Pure risk insurance without any savings
  • Effective during validity of job contract

What riders does the insurance include?

  • Death due to any causes – 2 gross yearly salary
  • Accidental Death – 2 gross yearly salary
  • Permanent consequences of accident – 2 gross yearly salary
Insurance of death due to any causes Collapsed Expanded

What is covered?

  • death due to any illness
  •  death due to accident
Accidental death Collapsed Expanded

The insured event is the death of the insured due to an accident

  • Sudden impact of an external force or the insured’s own body force independently of the insured’s will
  • The insurance benefit is paid to the beneficiary
  • In case of death due to accident is the insurance benefit paid from rider death due to any causes and from rider accidental death = 3x gross yearly salary
Permanent consequences of accident with progression 250% Collapsed Expanded

The insured event is a permanent bodily injury.

  • In the event of a claim the insurance company will pay a single benefit in the amount of the relevant percentage  ( 0,5% - 250% sum insured)
  • The insurance benefit is paid to the insured
  • Insurance company will pay a benefit in the amount of the relevant percentage, which correspond to the extent of the bodily injury as set out in the valuation table

 

Example:

  • Loss of one tooth  - 0,5% sum insured
  • Total loss of vision in one eye 40% sum insured (55% with progression)

 

 

Documents to download